customer using card terminal to make payment

The Common Problem

At For Kredit, we understand just how frustrating it can be to successfully source funding through the banks, especially if you’re an SME.

Regardless of whether you’re a hotel, pub or hair salon, all businesses will require a little extra help with their cash-flow from time to time, but what exactly are you supposed to do if the banks say no?

Further still, even if you are lucky enough to be accepted by the banks, their strict fixed repayments likely won’t meet your business’ needs. Given that the income your business generates can fluctuate greatly from season to season, trying to keep up with a fixed repayment schedule could cause your business to struggle. That’s exactly where our alternative funding option comes in:


Our Solution

We aim to take the hassle out of business funding. Our Business Loan has been specifically designed to make funding small business’ as fast, flexible and cost-effective as possible. Choose to borrow between £1,000 – £500,000, access the funding within as little as 24 hours and pay back using a small, affordable percentage of your daily card takings.

What’s more, there is no set-up fee, late repayment penalty or interest charged on the amount borrowed.


The Process:

1. Apply Online For A Free Quote

No paperwork and no business plan necessary. Simply select how much your business would like to borrow and submit a quick, 1-2 page, online application form. Receive an instant, no-obligation quote and quick approval. We have far higher approval rates than the banks, so regardless of your business’ sector, size or age, it’s likely that you’ll be accepted for funding.

2. Access The Funding Your Business Deserves

Once your application has been approved, the funding will be transferred direct to your business’ account within as little as 24 hours! So, you can start to grow your business in no time at all.

3. Repay At A Pace That Suits You

With a Business Loan, you simply repay using a small percentage of your daily card transactions. There are no fixed repayment amounts or periods, so if business is a little slower than usual, your repayments are automatically reduced to suit.

There is also no interest charged on the amount borrowed. Instead, you’ll have just one clear cost to pay back and a repayment plan that’s entirely in sync with your business’ performance. Only repay when your customers pay you.

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