Business loans for Retail Businesses

Borrow £1,000 – £500,000 for 1 day to 2 years with our flexible business loans.

24 hours to get a decision

Easy Application

No fees for repaying early

Hassle Free

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Funding Your Retail Business A Finance Option That Works

If you’re a small independent retailer of any description, there’ll likely come a time when you need a little additional funding to grow your business.

Perhaps you want to renovate your premises? Re-brand with new signage? Maybe you’re planning on purchasing new stock in bulk? Or it could just be that you’re looking for a simple solution to a short-term cash-flow problem?

Whatever the reason, we have a quick and cost-effective funding solution to suit your business’ needs.

Retail Funding with For Kredit:

We offer a fast and flexible alternative funding option, known as a Business Loan, which is specifically designed to meet the needs of smaller retail businesses:

  • Borrow from £1,000 – £500,000 in just 24 hour
  • No business plan necessary.
  • No collateral required.

Does my retail business qualify for a Business Loan?

Getting accepted for a business loan is so much easier than applying for a loan from the bank. You don’t need to prepare a business plan, provide excessive supporting documentation, or have a perfect credit score to qualify. All we ask of you is that:

  • Your business has been in business for at least 6 months
  • The business is registered as a limited company
  • The business owner is a UK resident and over the age of 18.

Navigating the World of Retail Business Financing

Understanding Retail Business Loans

Retail business loans are designed to facilitate growth and expansion in the retail sector. These loans provide a flexible financial solution, whether you aim to increase stock levels, expand product ranges, or grow your retail business in other ways. Retailers receive a lump sum which is repaid in monthly instalments, including interest.

Staying Competitive in the Retail Market

The retail sector, particularly online, has witnessed a 42% growth in sales, indicating an increasingly competitive landscape. Access to working capital via retail business loans enables retailers to invest in new markets, enhance marketing efforts, and expand or refurbish premises.

Utilising Retail Business Loans

Retail loans can be spent on various business-related expenses:

  • Bulk stock purchases
  • Tax payments
  • Website redesign
  • POS system upgrades
  • Store renovations

These loans are meant to support retail business growth and expansion in various forms.

Why Choose Us? Alternative Business Funding or Traditional Bank Loans?

As you may already know, obtaining a business loan from the bank can often prove a frustrating and impossible task, especially if you’re a relatively new or small retail business. Traditional financial institutions, such as banks, notoriously favour larger corporations and big businesses over small independent retailers.

If you’ve been rejected for a bank business loan in the past, you’ll know this better than anyone, but don’t let it deter you from acheiving your business’ goals.

At For Kredit, we don’t just do funding differently, we do it better. We believe in providing fastaffordable and most importantly easily accessible funding for all small retail businesses.

Find the right loan for your business

  • Loans from £1k to £500k
  • No fixed repayments
  • No collateral needed

Will You Qualify For A For Kredit Loan?

There are four main criteria for qualifying for a For Kredit loan.

If you can answer yes to all of these, then you have a good chance of being approved.

You’re a director with a UK address

You’ll also need the relevant documentation to prove this – a passport or a birth certificate are fine.

You’re a UK limited company or limited partnership

We only work with UK businesses.

You have a turnover of at least £10k

We can accept applications from all businesses (no matter the age or industry)

You have been trading for over 6 months

Your business must be at least 6 months old to be accepted.

A Simple Application Process

  • Apply online in 5 minutes

    Decide how much money you need to borrow and fill the online application with all your details.

  • Approval in just 24 hours

    Once your business loan has been authorized, you have the flexibility to transfer the required amount to your bank account. The funds will be deposited into your account within just a few hours.

  • Borrow up to 2 years

    How you pay back your business loan depends on your situation. If you want to pay it back early, there won't be an extra fee.

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