Business loans for Pubs between £1k – £500k

Borrow £1,000 – £500,000 for 1 day to 2 years with our flexible business loans.

24 hours to get a decision

Easy Application

No fees for repaying early

Hassle Free

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Funding Your Pub A Flexible Finance Solution

What is Pub Finance?

Pub finance encompasses a range of financial solutions specifically tailored for pub owners. It provides critical support for various needs, including hiring staff, renovations, and opening new locations. These loans are typically repaid in monthly installments over a pre-agreed period, such as 24 months.

Diverse Pub Finance Options

Several financing avenues are available for pub owners:

Pub or Bar Business Loans

Accessible up to £500,000, these loans are provided as a lump sum and repaid with interest. Pub loans can be secured or unsecured, with most lenders offering unsecured options, reducing the risk for borrowers.

Merchant Cash Advances

This flexible financing solution is ideal for seasonal businesses, allowing repayment as a percentage of card sales. The repayment amount adjusts with your business’s performance.

Commercial Mortgages

For purchasing or refinancing a pub location, commercial mortgages are available from £1,000 to £10 million+. A minimum 25% deposit is typically required by lenders.

Bridging Finance

Bridging loans cater to immediate financial needs during property purchases, especially useful in auction scenarios. They are short-term and should be chosen with specialist lender advice.

Utilising Pub Loans Effectively

Pub loans can rejuvenate your business by:

  • Hiring seasonal staff
  • Stocking up on inventory
  • Acquiring new locations
  • Undertaking renovations

These investments can significantly enhance your business’s appeal and profitability.

Benefits of Pub Business Loans

Quick to arrange, pub loans offer immediate financial assistance, enabling pub owners to develop unique offerings and stand out in the competitive hospitality market. They also aid in maintaining healthy cash flow, covering constant expenses like stock, wages, and rent.

Is Your Pub or Nightclub Eligible?

To qualify, all you need to do is answer ‘yes’ to the following questions:

  • Has your pub or bar been trading for 6 months or longer?
  • Is your business registered as a limited company?
  • Is the business owner a UK resident and over 18 years-old?

Use Our Pub Funding Option To:

  • Improve your premises; including expansion, renovations and refurbishments
  • Promote your brand with additional marketing
  • Bridge general cash-flow issues
  • Upgrade or repair pub equipment
  • Purchase additional stock
  • Invest in recruiting additional bar staff
  • To buy out a partner

Making An Application For Pub Funding:

Compared to a bank loan, applying for a business loan to fund your pub or nightclub is incredibly simple. The whole process has been specifically designed to be as straightforward as possible; you don’t need to prepare a detailed business plan, fill in any extensive paperwork, or adhere to any excessive or stringent conditions to qualify:

  • Simply complete and submit the quick online application form.
  • Provide some basic information about your business.

Why Choose Us? Affordable Pub Funding

There are a multitude of benefits that an advance has to offer any business, but it is worth noting that it’s specifically suited to business’ that regularly processes card transactions, such as pubs, bars or nightclubs.

So, if you’re a pub landlord or a bar owner looking to source extra cash to grow your business or solve an untimely cash-flow issue, we could have the perfect solution. Discover all the benefits of our flexible alternative below:

1. Fast Access To Funding

Access the capital your pub needs to grow in as little as 24 hours.

2. Cost-effective Financing

Interest will be charged for the entire length of time that the loan remains outstanding and additional late fees and set-up costs usually apply. You won’t be charged any other fees.

3. Flexible Repayments

Repayment terms are up to 24 months.

Find the right loan for your business

  • Loans from £1k to £500k
  • No fixed repayments
  • No collateral needed

Will You Qualify For A For Kredit Loan?

There are four main criteria for qualifying for a For Kredit loan.

If you can answer yes to all of these, then you have a good chance of being approved.

You’re a director with a UK address

You’ll also need the relevant documentation to prove this – a passport or a birth certificate are fine.

You’re a UK limited company or limited partnership

We only work with UK businesses.

You have a turnover of at least £10k

We can accept applications from all businesses (no matter the age or industry)

You have been trading for over 6 months

Your business must be at least 6 months old to be accepted.

A Simple Application Process

  • Apply online in 5 minutes

    Decide how much money you need to borrow and fill the online application with all your details.

  • Approval in just 24 hours

    Once your business loan has been authorized, you have the flexibility to transfer the required amount to your bank account. The funds will be deposited into your account within just a few hours.

  • Borrow up to 2 years

    How you pay back your business loan depends on your situation. If you want to pay it back early, there won't be an extra fee.

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